In the near future I may be taking on a job that does not offer health insurance so I will have to pay out of pocket. I am 26 years old, married (although my husband has his own insurance – too expensive for me to join), and on ortho evra birth control patch (not sure which tier this is on). What insurance is most affordable or best to go with? I don’t want to pay too much per month but want to make sure I am covered. Thanks!