Comments on: Do most colleges offer good health insurance to students? http://insurance.profusehost.net/higher-education-university/do-most-colleges-offer-good-health-insurance-to-students providing news and articles on health insurance, car insurance, life insurance, flood insurance etc Sun, 25 Oct 2009 05:13:10 -0700 http://wordpress.org/?v=2.8 hourly 1 By: Mary M http://insurance.profusehost.net/higher-education-university/do-most-colleges-offer-good-health-insurance-to-students/comment-page-1#comment-58419 Mary M Wed, 01 Jul 2009 00:53:32 +0000 http://insurance.profusehost.net/higher-education-university/do-most-colleges-offer-good-health-insurance-to-students#comment-58419 That sounds about like what most schools offer, if they offer anything at all (not all do). Generally, they offer coverage with high deductibles and less than 100% coverage because that makes the premiums cheaper. Most students can't afford better coverage, or else they don't think they need it (when you're young you tend to think you're immortal), so they can't or won't pay for better coverage. If you've found a better plan that you can actually get, and it's comparable in price, then go for it. You lucked out--not everybody can qualify for an individual plan, or afford it. That sounds about like what most schools offer, if they offer anything at all (not all do). Generally, they offer coverage with high deductibles and less than 100% coverage because that makes the premiums cheaper. Most students can’t afford better coverage, or else they don’t think they need it (when you’re young you tend to think you’re immortal), so they can’t or won’t pay for better coverage.

If you’ve found a better plan that you can actually get, and it’s comparable in price, then go for it. You lucked out–not everybody can qualify for an individual plan, or afford it.

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