For example, I attend to 4 year university which has health insurance packages for students, but they are very expensive and I can’t afford. The coverage is up to 100, 000 and deductible $300 and after that 80% coverage. I found out that private individual plans in area near my college for the cost nearly the same offer greater coverage like $1 million and $250 deductible and 100% coverage. I thought that health insurace offered by colleges are cheaper but aren’t always.