Many people think they understand how health care expenses will impact them but often grossly underestimate their future health care costs. Many also believe they will be able to rely on coverage from Medicare and their employers during their golden years. However, this may not be the case, as the number of businesses offering retiree health benefits is steadily declining and the financial pressure on Medicare seems to be increasing. (more…)
Archive for April, 2008
Health Insurance a Key Component in Financial Planning
Thursday, April 24th, 2008Senate passes genetic discrimination bill
Thursday, April 24th, 2008WASHINGTON — The Senate unanimously passed landmark legislation today that would outlaw discrimination by health insurance companies and employers because a person’s genes raise their risk of breast cancer, Alzheimer’s disease or any ailment that has a hereditary component. (more…)
Flood Safety
Tuesday, April 22nd, 2008Flooding
Perhaps the biggest cause of flood-related deaths and injuries is lack of public understanding of the severity and danger involved with floods and flash floods. The following tips can help protect you during flood events. (more…)
Don’t forget your home insurance – floods can strike twice in the same place
Tuesday, April 22nd, 2008Flooding causes £1 billion worth of damage in the UK every year, according to the Environment Agency, and that is just a normal year unlike last summer’s exceptional rainfall. (more…)
Health Savings Sabotage
Saturday, April 19th, 2008Democrats have made affordable health care a mainstay of their election agenda, but apparently only if you’re willing to get insurance through the government. Witness their stealthy assault on Americans who prefer the private-sector option of Health Savings Accounts. (more…)
Michigan health insurance overhaul gets more complicated
Saturday, April 19th, 2008A plan to overhaul how Michigan residents buy health insurance for themselves took another turn Wednesday, when a state senator made available a third proposal to try to sort out the state’s system. (more…)
Louisiana Health Insurance At Risk With Mandates
Saturday, April 12th, 2008Sometimes it is true indeed that the more things change, the more they remain the same. That may be the case with our new Legislature and the issue of health insurance mandates (more…)
Possible Car Insurance Increase In North Carolina
Saturday, April 12th, 2008A legislative committee is expected to discuss a proposal Thursday that critics say could hike some auto insurance rates as much as 20 percent a year. The proposed legislation would allow insurance companies to set their own rates instead of having the state commissioner of insurance do it, as happens now. North Carolina has the sixth-lowest rates for auto insurance in the nation, with drivers paying an average of $602 a year. (more…)
Home Owners Insurance Online
Wednesday, April 9th, 2008Shopping for home insurance online is easy. There are a ton of websites that make it so easy to enter the proper information in order to give you an accurate quote. The home policy has less required information than the auto policy. Auto insurance depends so much on extensive driver and vehicle information. The homeowner policy depends on some basic information. The most important calculation is the actual square footage of your home. When you shop online they will want this information. (more…)