Insurance News & Articles

With a looming recession and a lot of job insecurity these days, it’s smart to know what resources are available to help your family.

Find out whether your child qualifies for free or low-cost health insurance with a new, searchable tool from the American Academy of Pediatrics.

The insurance is available to working families and helps cover doctor visits, prescription medicines, hospitalizations and more. Even children who are not covered now by health insurance may be eligible.

Find details: www.insurekidsnow.gov or 1-877-543-7669.

Medicaid may start helping low-income Utah families buy their own private health insurance.  The proposal is part of an effort to slice in half the number of uninsured Utahns, which would drop their ranks to 5 percent of the population, according to a draft request for federal approval. Read the rest of this entry »

Thousands of UK motorists relying on urban myths and not reading the small print on their car insurance policies are running a major risk of not being covered to the extent they think they are, according to new research. Read the rest of this entry »

Pfizer spent $16.90 billion on marketing in 2004, and only $7.68 billion on research and development. GlaxoSmithKline spent $12.93 on marketing, and $5.20 billion on research and development. Merck spent $7.35 billion on marketing and $4 billion on research and development.

The “free market” of medicine is not free at all. It can’t be free when the there are more than 2 pharmaceutical lobbyists for every 1 member of Congress. It can’t be free when the pharmaceutical industry spends more than any other industry on its lobbying efforts. ($758 million since 1998 as of 2005)

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Become a Smart Patient

To be a smart patient, you can’t be passive; you need to be a first-rate Sherlock Holmes. Like Holmes, smart patients ask intelligent questions and have the instincts (and guts) to politely challenge things they don’t understand. They don’t need to know the most esoteric medical details, but they need to put at least as much effort into finding out the basics about their health as they did in getting the driving directions to our office. Ultimately, you are the person most responsible for the success of your health. Here, what great doctors know that great patients can learn. Read the rest of this entry »

Insurers are applauding the U.S. Senate’s approval of a bill that includes proposals to restructure the National Flood Insurance Program’s premium rates, update its flood maps and expand coverage areas where flood insurance would be mandatory. Read the rest of this entry »

Over 5 million college students in the U.S. lack coverage under their parents’ health insurance plans. Most colleges try to fill this gap by offering a school-sponsored health insurance plan. But a school’s seal of approval does not mean the plan will be sufficient in a time of need. In fact, better options may be available elsewhere. Students and parents should thoroughly examine the plan before signing up. Here are a few things industry experts say you should consider when looking for a college health plan: Read the rest of this entry »

Free Auto Insurance Quote are now easier to get in a one-stop-shop directly from http://syubrawi.com/auto-insurance Requesting a quote online typically results in savings of up to $500 per year and it will only take a couple of minutes before you can receive quotes and results. Read the rest of this entry »

Many people think they understand how health care expenses will impact them but often grossly underestimate their future health care costs. Many also believe they will be able to rely on coverage from Medicare and their employers during their golden years. However, this may not be the case, as the number of businesses offering retiree health benefits is steadily declining and the financial pressure on Medicare seems to be increasing. Read the rest of this entry »

WASHINGTON — The Senate unanimously passed landmark legislation today that would outlaw discrimination by health insurance companies and employers because a person’s genes raise their risk of breast cancer, Alzheimer’s disease or any ailment that has a hereditary component. Read the rest of this entry »